Frequently Asked Questions
Applying for a loan
Car Loans
Boat Loans
Motorbike Loans
Caravan Loans
Applying for a loan
How can I compare interest rates?
Let's talk about what we can do for you. Our expert team will compare loan rates from over 25 different lenders (specially selected for our panel). We want to make sure you're getting the best deal out there.
How do I apply?
It's as simple as clicking Apply Now, and spending approximately three minutes completing our quick application form. After that, one of our expert team will be in touch to chat about your needs, before getting to the business of negotiating with lenders on your behalf.
Will I need to send any documents?
Yes, just a couple. We'll need a copy of your driver's licence, and proof of income ( for example bank statements or payslips). But not to worry, we make it easy and we have some handy tech that makes it easy as pie.
How long does it take to apply?
We've made the process super easy and smooth. Just three minutes to complete our application online. And after that, our team get to work. Typically, we aim to get a pre-approval for finance applications within an hour or less. Fast, and fuss free.
Car Loans
What is a car loan?
Okay, let's break it down. A car loan, or sometimes called a secured car loan if the lender wants some collateral, is when a finance company gives you the money to buy a vehicle. They keep a watchful eye on it as security while you pay back the loan. These car loans can be for your personal wheels, like a regular car loan, or for business purposes, like something called a chattel mortgage.
What are the benefits of a car loan?
Car loans help you buy your dream ride without draining your savings. You can split the cost into manageable monthly payments, and managed responsibly, a car loan can do make a positive impact for your credit score. In a nutshell, car loans can make getting your own set of wheels easy and budget-friendly.
Boat Loans
What is a boat loan?
A boat loan, sometimes referred to as a secured loan when the lender seeks collateral, involves a finance company providing you with the necessary funds to purchase a boat while retaining a legal claim over the asset for the duration of the loan. Boat loans can be structured for both personal use, or for business purposes.
What are the benefits of a boat loan?
Boat loans make it possible to own your dream watercraft without emptying your bank account. You can spread the purchase price over convenient monthly installments, and handled well, a boat loan can positively impact your credit score. In a nutshell, boat loans can simplify the process of acquiring your own vessel, and can make it affordable and hassle-free.
Motorbike Loans
What is a motorbike loan?
Alright, let's dive into it. A motorbike loan, which is sometimes referred to as a secured motorbike loan when the lender requires collateral, is when a finance company provides you with the funds to purchase a motorcycle. They'll keep a close watch on it as security while you repay the loan. These motorbike loans can be used for your personal ride, or for business needs.
What are the benefits of a motorbike loan?
Motorbike loans allow you to acquire your dream two-wheeler without depleting your savings. You can divide the expenses into convenient monthly installments and handled responsibly, a motorbike loan can boost your credit score. In short, a motorbike loan can simplify the process of getting your own set of wheels, making it accessible and budget-friendly.
Caravan Loans
What is a caravan loan?
A caravan loan, occasionally known as a secured loan when the lender requires collateral, entails a finance company supplying you with the essential funds to acquire a caravan while maintaining a legal interest in the asset throughout the loan period. Caravan loans can be used for either personal use or business needs.
What are the benefits of caravan loans?
Caravan loans make it feasible to own your dream mobile home without depleting your savings. You can divide the purchase cost into convenient monthly payments, and if managed responsibly, a caravan loan can have a positive effect on your credit score. In a nutshell, caravan loans streamline the process of obtaining your own mobile home and can make it a budget-friendly and stress-free experience.
Estimate your loan repayment and more.
It's good to feel confident that you understand the detail that matters to you. So big or small, any questions, just ask.
- Call us on:
- 01800 867 132
- Email us at:
- enquiries@betterfinance.com.au
Or request a call here:
One of the team will call you asap within business hours
Disclaimer: This website is designed to provide you with factual information only. This information contained within does not take into account your needs objectives or financial situation. To understand whether a credit product is right for you speak to one of our licensed Finance Brokers. Terms, conditions, fee’s, charges and minimum loan amounts may apply. Credit is subject to approval by the credit provider under their responsible lending policy.